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posted Jun 6, 2019 3:14:12 AM

My husband & I each have our own HSA. We have a HDHP thru his employer - family coverage. Am I enrolled in a HDHP even though it is thru his employer as family coverage?

His plan was effective in Nov. 2016 and we have no other insurance.  On the "are you enrolled in a HDHP in 2016" screens, would I check yes for each of us that we were enrolled in an HDHP in 2016 and check "me and my family" for each of us?

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1 Best answer
Level 15
Jun 6, 2019 3:14:13 AM

Yes, that is correct.  Since you are covered under your husband's HDHP insurance, you both have family coverage and you were both covered on December 1, 2016.

1 Replies
Level 15
Jun 6, 2019 3:14:13 AM

Yes, that is correct.  Since you are covered under your husband's HDHP insurance, you both have family coverage and you were both covered on December 1, 2016.