"first time and second chance home buyers savings account. " - I am thinking that you are in Alabama, right?
This type of account is regulated by the state of Alabama to help you save up money for a down payment for a house.
Note that we in the Community cannot see your private tax data nor the screen you are on. And since we cover thousands of forms on the federal and thirty-odd state returns, we can't know every question off the top of our heads.
Help us help you by providing some detail when you ask questions.