There are two messages when you e-FIle
ACCEPTED means your return is in the hands of the IRS.
REJECTED means your return is still in your hands.
That's all.
".....does that mean they took my money out?"
Does it mean they took money out for what? Do you owe tax due to the IRS or state? Did you enter a form of payment when you completed your tax return? If so, "accepted" only means the IRS has your return--it does not mean it has been processed yet. It is taking the IRS much longer than usual to process returns after they have been accepted. If you entered banking information for tax you owe, you will have to watch your own bank/credit account to see when they take out the payment. It could be soon, or it could take weeks.
"Or do I need to pay after I file?"
Again---what did you do to pay? If you did not enter a payment method when you filed your return, then you need to pay by July 15, 2020.
https://ttlc.intuit.com/community/tax-payments/help/how-can-i-pay-my-federal-taxes/00/26212
You must pay your state tax due using the state’s preferred method of receiving payment. For most states that will be by making a payment to the state’s own tax website, or by mailing a check or money order.
https://ttlc.intuit.com/questions/1901670-how-do-i-contact-my-state-department-of-revenue