How should I answer? My only Roth IRA I owned for 10 years and cashed out in Oct 16 to pay off our house. Did I own it on Dec 16? Age 63. Don't want penalties.
Just want to make sure I answer the question correctly.
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1 Best answer
dmertz
Level 15
Jun 4, 2019 9:21:29 PM
If you had no money in Roth IRAs on December 31, 2016, indicate that you had no Roth IRAs open on that date.
1 Replies
dmertz
Level 15
Jun 4, 2019 9:21:29 PM
If you had no money in Roth IRAs on December 31, 2016, indicate that you had no Roth IRAs open on that date.