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Level 1
posted Jun 1, 2019 12:45:55 PM

How do excess 401(k) deferrals get reported on 2018 Taxes?

Received 2 1099-R forms dated 2018 related to excess 401(k) deferral contributions mad in 2017. Total excess deferrals $505.50.  The1099-R reported amounts are reported as $83.50 under dist. code 8 on one 1099-R and $422.00 dist. code P on the other 1099-R.


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3 Replies
New Member
Jun 1, 2019 12:45:57 PM

Does an excess deferral is 2018 get reported and corrected on 2018 tax return or 2019 return?

Level 15
Jun 1, 2019 12:45:59 PM

2018, however if there were earnings that were returned in 2019, the earnings are reported on a 2019 tax return, the returned contribution on the 2018 tax return.   Code P reported on 2018, code 8 in 2019.

Level 15
Jun 1, 2019 12:46:01 PM

The code 8 is for taxable earning received in 2018 that are reported on your 2018 tax return.

The code P is the return of 2017 excess that must be include  as 2017 wages on an amended 2017 tax return.

Amended returns can only be mailed. It is suggested that it be mailed certified with return receipt (or other tracking service) to verify that the IRS receives it.


https://ttlc.intuit.com/questions/1894381-how-to-amend-change-or-correct-a-return-you-already-filed

https://ttlc.intuit.com/replies/3288565

You can check the status of the amended return here, but allow 3 weeks after mailing.

https://www.irs.gov/filing/individuals/amended-returns-form-1040-x-/wheres-my-amended-return-1