Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Level 2
posted Apr 28, 2021 2:12:58 PM

Filing Jointly, My Wife gets SSA

We file a joint return.  I am still working, but my wife receives SSA benefits.  Do we need to list our SSA payments on the joint account?  If I complete the form on the back of the SSA form, it states her income doesn't require any taxes need to be paid.

 

Thanks

0 4 3742
2 Best answers
Level 15
Apr 28, 2021 2:22:06 PM

Yes, you have to include your wife's Social Security benefits, and yours if you also get Social Security. On a joint return you must include all the income for both of you.


The worksheet on the back of Form SSA-1099 says "If you plan to file a joint income tax return, include your spouse's amounts, if any, on lines A, C, and D." (You're the spouse.) Did you do that?

 

Level 15
Apr 28, 2021 2:36:00 PM

And if you are thinking about filing  Separately, don't. There are rules in place that will make some of her Social Security taxable anyway.

4 Replies
Level 15
Apr 28, 2021 2:22:06 PM

Yes, you have to include your wife's Social Security benefits, and yours if you also get Social Security. On a joint return you must include all the income for both of you.


The worksheet on the back of Form SSA-1099 says "If you plan to file a joint income tax return, include your spouse's amounts, if any, on lines A, C, and D." (You're the spouse.) Did you do that?

 

Level 15
Apr 28, 2021 2:36:00 PM

And if you are thinking about filing  Separately, don't. There are rules in place that will make some of her Social Security taxable anyway.

Level 2
May 3, 2021 7:17:42 AM

Thanks for your response.  Greatly appreciated.

Level 2
May 3, 2021 7:18:10 AM

LOL.  You must have read my mind.  

 

Thanks!