You do not need to file an amended tax return if you do not want to claim an additional credit or deduction.
As @xmasbaby0 said, there is more than one type of 1098s. There's a 1098-E for student loan interest paid, a 1098-T for tuition and a 1098 for mortgage interest.
Depending on your other income, you may get a bigger refund by adding your 1098 to an amended return.
For instructions see How to amend (change or correct) a return you've already filed. If you do not see instructions for 2021, it means the 2021 amend section is not ready yet.
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