If the IRS adjusted your refund or it's taking too long for them to send your refund, you need to pay the fees. You should have received one or two emails about paying the fees. If you don't pay the SBTPG bank will directly debit your account.
https://ttlc.intuit.com/replies/3302146
See this FAQ, it explains about why they will debit your bank account
https://ttlc.intuit.com/questions/2552376-what-if-my-federal-refund-isn-t-enough-to-cover-my-turbota...
