If you are not getting a federal refund it is impossible for you to have a $40 refund processing fee. That fee is for paying your TurboTax fees from your federal refund. If you are not getting a refund----that is not even a possibility. You have to pay your TT fees before you file, using a credit or debit card.
How can I see my TurboTax fees?
https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online
If your TurboTax fees are higher than expected, you can reduce them by removing add-ons (BEFORE you e-file) :
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
