Can I pay with my refund?

by TurboTax •   44924
Updated December 11, 2025 9:50 AM

You can use your federal (or state where applicable) refund to pay your TurboTax fees.

When your return is processed, the bank that handles the transaction charges a $40 processing fee. If your return is rejected, you may need to re-enter your bank account information, but you won't be charged again.

To use this payment option:

  • Your federal or state (if applicable) refund must be enough to cover your TurboTax fees.

  • You must have a US address.

  • You have to e-file.

  • The name on the bank account needs to match the name on the tax return.

  • You'll need to direct deposit your refund into a single account. 

Note: If your TurboTax navigation looks different from what’s described here, learn more.

To pay with your refund:

  • Open or continue your return.

  • Select File from the left menu.

  • On the Just a few steps left... screen, select Start or Revisit for the first step.

  • On the next screen, select View payment options.

  • When asked How would you like to pay for TurboTax?, select Use your refund.

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