During the filing process you have an opportunity to choose a paper check, or to have your refund direct deposited to your bank account.
No. That is not accurate. I indicated direct deposit when I filed. I have had direct deposit of refunds to the same account and same routing numbers for 10+ years. The IRS changed my refund from direct deposit to a mailed check without any notification or indication of any type of error. Is there some sort of IRS protocol that automatically changes a direct deposit to a mailed check when there is a $0 tax liability? Or a refund greater than $10K?
No, there is no IRS protocol to change refund delivery options.
Thank you. I received a very helpful response from another community member. Much appreciated.
My refund was delayed. Direct deposit was setup.
Afer resolution, the IRS decided to mail a paper check.
They have rules but no one to know what they are.
" mailed check when there is a $0 tax liability?"
if you're saying your tax was Zero, but your refund was over $10,000, that might trigger a paper check after review by IRS. How did that happen ??
I received a very thorough reply from another community member. The reply was very helpful.
It's Direct Deposit Reject 44. You can find that information HERE .