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Level 1
posted Mar 9, 2020 10:33:56 AM

I've filed federal and requested an installment plan (form 9465). Can I use the IRS website to manage this?

I've e-filed my federal taxes and requested an installment plan (form 9465), but have not yet mailed in my first payment voucher (form 1040-V).

 

The IRS recommends that taxpayers able to pay off their owed amount in 120 days or less create an online account with the IRS and apply for an installment plan there.

 

A few questions:

  • Is it too late for me to use the IRS website to manage my monthly payments? Or will my owed amount and installment plan details eventually be posted and managed there?
  • Am I able to adjust my monthly payment date/amount?
  • Does the IRS only bill what I owe (ex. if I owe $3,500 and pay in $1,000 monthly installments, will they bill $1,000 three times then $500 for the final time?)
  • Similar to the previous question, does the IRS automatically add on interest/fees/penalties until all is paid off?

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1 Best answer
Expert Alumni
Mar 9, 2020 1:35:55 PM

No, it is not too late for you to manage you account online with the IRS. You can set up your Installment Agreement at Apply Online for a Payment Plan.

 

You will be able to see the amount and manage your balance due. There is a setup fee for an Installment Agreement.

 

It is up to you how much you pay each month until the balance paid off as long as you will have the balance paid off in 72 months.

 

Yes the IRS does continue to add interest and penalties until the balance is paid off.

 

If you have any questions you can call the IRS at 1-800-829-1040.

1 Replies
Expert Alumni
Mar 9, 2020 1:35:55 PM

No, it is not too late for you to manage you account online with the IRS. You can set up your Installment Agreement at Apply Online for a Payment Plan.

 

You will be able to see the amount and manage your balance due. There is a setup fee for an Installment Agreement.

 

It is up to you how much you pay each month until the balance paid off as long as you will have the balance paid off in 72 months.

 

Yes the IRS does continue to add interest and penalties until the balance is paid off.

 

If you have any questions you can call the IRS at 1-800-829-1040.