If you are receiving a federal tax refund then you can either choose to have the refund deposited on a Turbo® Visa® Debit Card or have a refund check mailed to you.
In the File section of the program on Step 2 you choose how to receive the tax refund.
If you do not have a bank account for direct deposit you will have to pay the TurboTax account fees with a credit or debit card. Payment of the TurboTax account fees is in the File section of the program in Step 1. You will not be able to use the Pay with Federal Tax Refund option to pay the account fees.