How will I receive my stimulus if I did not get a refund?

If you have already filed your 2020 return and claimed the Recovery Rebate Credit on line 30 of Form 1040 then the Credit was included in your total refund. 

 

If you received less then the IRS might have adjusted the Recovery Rebate Credit amount if their records show you received the payments. If you received Notice 1444 in the mail but have not received your payment as mentioned in the notice, then you need to request a trace to be able to claim the Recovery Rebate Credit on your 2020 tax return. Please see How do I request a payment trace to track my first or second Economic Impact Payments?

 

You might want to check if you had any debts that took your refund. You can call 1-800-304-3107 to find out if you had an offset that affected your tax refund. Please see Treasury Offset Program  for additional information. 

 

 

 

Please see How will the third stimulus impact me? for additional information.

 

 

I received the 1st and 2nd stimulus payments, so I did not need the recovery payment, but we did pay in on taxes this year instead of receiving a refund. Will we still receive our 3rd stimulus payment via TurboTax's linked bank account? 

It depends. The third stimulus payment does not depend on whether you owe money or receive a refund on your 2020 return. Rather, your eligibility will be based on your Adjusted Gross Income (AGI). 

 

Generally, if you are a U.S. citizen or U.S. resident alien, you are eligible for the full amount of the third Economic Impact Payment if you (and your spouse if filing a joint return) are not a dependent of another taxpayer and have a valid Social Security number (see exception when married filing jointly) and your adjusted gross income (AGI) on their tax return does not exceed:

• $150,000 if married and filing a joint return or if filing as a qualifying widow or widower
• $112,500 if filing as head of household or
• $75,000 for eligible individuals using any other filing statuses, such as single filers and married people filing separate returns.

Payments will be phased out – or reduced -- above those AGI amounts. This means taxpayers will not receive a third payment if their AGI exceeds:

• $160,000 if married and filing a joint return or if filing as a qualifying widow or widower
• $120,000 if filing as head of household or
• $80,000 for eligible individuals using other filing statuses, such as single filers and married people filing separate returns.

 

Most eligible people will get the third Economic Impact Payment automatically and won't need to take additional action. The IRS will use available information to determine eligibility and issue the third payment to eligible people who:

• Filed a 2020 tax return.
• Filed a 2019 tax return if the 2020 return has not been submitted or processed yet.
• Did not file a 2020 or 2019 tax return but registered for the first Economic Impact Payment using the special Non-Filers portal last year.

You can check the status of your third payment by using the Get My Payment tool.

 

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