How do I enter a 1099-C?
by TurboTax • 
Updated December 18, 2025 12:39 PM
If your debt is canceled or forgiven, you'll receive Form 1099-C (Cancelation of Debt).
Note: If you received a 1099-C for your main home and another 1099-C for something else (like a credit card, car loan, or second mortgage) you won't be able to use TurboTax, as we don't support this.
To enter your 1099-C:
Go to the 1099-C screen under Wages & Income
In TurboTax Desktop:
Go to Federal Taxes.
Go to Wages & Income.
Go to Less Common Income and select 1099-C.
On the Tell us about your canceled debt screen, select the type of canceled debt (main home or other) and then select Continue.
Follow the onscreen instructions.
