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Level 2
posted Dec 14, 2023 7:54:55 PM

Will I get a 1099-B when updating Cost Basis on Mutual Funds, but have not sold them?

Hello,

A few years ago, I consolidated my brokerages accounts at Vanguard, in part by transferring some old mutual fund holdings I had elsewhere.  One of those turned out to be an old one - with non-covered shares (meaning the cost basis was not moved over to the new brokerage).

 

I have the lot information from old statements, so I was planning on updating the cost basis, but saw a mention of receiving a 1099-B.  I "think" it means I will get that if I sell the shares (which I do not plan to), not just because I'm updating the cost basis.

 

Was checking to see if anyone knows about this - would I receive a 1099-B just because of an update to cost basis, or is this only triggered if I sell the security?

 

Thanks a lot!

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1 Best answer
Level 15
Dec 15, 2023 5:19:08 AM

The updated basis would be shown on your broker's monthly statement but if you did not sell the stock it will not be shown on an income tax form.

2 Replies
Level 15
Dec 14, 2023 8:11:44 PM

I would say no sale no 1099-B because that only reports cost when there are sales.

Level 15
Dec 15, 2023 5:19:08 AM

The updated basis would be shown on your broker's monthly statement but if you did not sell the stock it will not be shown on an income tax form.