Yes. If you choose to pay your TurboTax fees by having the fees deducted from your federal refund, you pay an EXTRA $40 ($45 in CA) refund processing fee to have your refund go first to a third party bank. The third party bank takes out your TT fees keeps the $40 processing fee for itself, and sends the rest of your refund to you. You can avoid that extra fee by paying your TT fees upfront with a credit or debit card before you e-file.