Not sure where to report gain from a surrendered life insurance policy.
They will not send me a 1099-R. Just a sheet showing how much I contributed to the policy and how much I was paid for it (I have gains)
I tried entering it here (IRA, 401(k), Pension Plan Withdrawals (1099-R)), however, when I did that, it said I had to pay a penalty for early IRA withdrawal (which I am NOT doing)
Isn't there a way to just enter the gains as interest income or investment income (as that is what it has technically been in my case)??