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Level 5
posted May 27, 2025 2:35:43 PM

When I overnight my 2022 tax return to IRS tomorrow, should I pay all estimated penalties and interest with my tax due?

 

I just completed my 2022 tax return and I owe $1,700.

 

When I USPS overnight my 2022 tax return to IRS tomorrow, should I pay the sum of $1,700 + an estimate of the Failure-to-file penalty + an estimate of the Failure-to-pay penalty + an estimate of Interest?

 

When I asked three of the more popular free ChatGPT-like online apps how much I should send IRS, they suggested $2,940, $2,837, and $2,660. (I am thinking about sending them a check for $3,000.)

 

Thanks!

 

Q

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1 Best answer
Level 15
May 27, 2025 2:40:57 PM

My recommendation is to pay only the tax, and let the IRS bill you for the penalties and interest.  There are two reasons for this,

 

1. Your estimate will always be off by some amount, meaning you will be waiting for a refund or owing a small additional amount.  If you wait for the bill and pay what they say by the deadline they say, that will be the end of it.

 

2. When you get the bill, you can apply for a penalty abatement (reduction), either because this is the first time you owed a penalty, or because you had some good cause to be late.  If the penalty is reduced, the interest on the taxes will also be recalculated.  It's harder to ask for penalty relief if you already paid it.

https://www.irs.gov/payments/administrative-penalty-relief

1 Replies
Level 15
May 27, 2025 2:40:57 PM

My recommendation is to pay only the tax, and let the IRS bill you for the penalties and interest.  There are two reasons for this,

 

1. Your estimate will always be off by some amount, meaning you will be waiting for a refund or owing a small additional amount.  If you wait for the bill and pay what they say by the deadline they say, that will be the end of it.

 

2. When you get the bill, you can apply for a penalty abatement (reduction), either because this is the first time you owed a penalty, or because you had some good cause to be late.  If the penalty is reduced, the interest on the taxes will also be recalculated.  It's harder to ask for penalty relief if you already paid it.

https://www.irs.gov/payments/administrative-penalty-relief