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New Member
posted Jun 4, 2019 8:40:03 PM

What is a 414 (h)?

im from NJ and its under box 14 other

0 34 74631
1 Best answer
Expert Alumni
Jun 4, 2019 8:40:04 PM

Public employee retirement contributions.

There's no relevant dropdown in Box 14. This information, if listed in Box 14, is informational only. The taxation is already built into the numbers on your W2, so no adjustment occurs on your return.

You can ignore it, or enter as Other-Not on List. Both have the same effect, which is no effect.

Your Federal and NJ wages on the W2 should already be properly calculated to reflect the proper tax treatment. These contributions are tax deductible for federal, and not for state. Your NJ wages will be higher than federal due to NJ's taxation of 414(h), 403(b), HSA, health insurance, and more.

24 Replies
Expert Alumni
Jun 4, 2019 8:40:04 PM

Public employee retirement contributions.

There's no relevant dropdown in Box 14. This information, if listed in Box 14, is informational only. The taxation is already built into the numbers on your W2, so no adjustment occurs on your return.

You can ignore it, or enter as Other-Not on List. Both have the same effect, which is no effect.

Your Federal and NJ wages on the W2 should already be properly calculated to reflect the proper tax treatment. These contributions are tax deductible for federal, and not for state. Your NJ wages will be higher than federal due to NJ's taxation of 414(h), 403(b), HSA, health insurance, and more.

New Member
Jun 4, 2019 8:40:06 PM

Hi, I work in NYC, my wife in New Jersey. We file married jointly. We file non resident IT-203. Her W2, not mine, has 414h. NY will not accept via efile unless I select 414h NY taxable in the other box in section 14. Why is this NY taxable? The 414h is a New Jersey plan. All of her wages are NJ based.  Can I leave it off section 14?. Thanks .

New Member
Jun 4, 2019 8:40:07 PM

We are having the same issue.  Would love to get an answer since NY is the only return we are getting a refund from this year.

Returning Member
Jun 4, 2019 8:40:12 PM

Having the same problem.  Is there a resolution?  NYS saying we must file by mail, I would prefer not to do that

Returning Member
Jun 4, 2019 8:40:13 PM

Did you receive any answer, I have the same problem.  I do not wish to file my NYS by mail

New Member
Jun 4, 2019 8:40:14 PM

Having the same problem. Would like to know the answer. Thanks!

New Member
Jun 4, 2019 8:40:16 PM

Having the same problem.  Is there a solution?

New Member
Mar 3, 2020 5:58:25 AM

414h is holding up my return as well.  How do we file NY state with this listed on federal as Other

Expert Alumni
Mar 3, 2020 10:44:28 AM

You should be able to enter this in TurboTax Online.  Go to:

  1. Tax Tools near the bottom of the left pane in the program. 
  2. Select Tools
  3. Select Topic Search
  4. Select Edit for the relevant Form W-2. 
  5. Scroll down to the Box 14 area.  To the right, there's a dropdown for Category.  Click the dropdown and you'll find two "NY IRC 414(h)" options.  Select the appropriate option.

New Member
Mar 8, 2020 1:30:11 PM

This does NOT answer the question.  The 414H is from a person (wife) that works in NJ.  Why would we select an entry that specifies NY? 

Expert Alumni
Mar 9, 2020 10:19:44 AM

In order to e-File the return, one of the two NY 414(h) options must be selected. 

 

One of those is NY "tax-exempt" which may make the most sense for income that is ultimately apportioned out of New York. This would be the best workaround to e-File the return, and will not affect the numbers.  

 

Otherwise, the return must be filed by mail.    

 

 

@AshGib

 

New Member
Apr 1, 2020 10:50:43 AM

I am trying to file my clients NYS IT 203 and the NY 414H issue is also preventing me from filing electronically. The NJ 414H should not be taxable in NYS as my clients wife is a NJ State teacher and NJ resident. Not sure why Pro series coded it this way. If I choose tax exempt,  I still get the message  on the NYS IT 203 saying that the IT 203 return must be filed manually. So, it sounds like I have to file the IT 203 manually,  unless there are other suggestions. Would appreciate any suggestions

 

Thanks!

Expert Alumni
Apr 1, 2020 11:07:30 AM

Your question is related to Pro Series and not TurboTax.  Both are under Intuit however they are separate products lines.  It is out of scope for TurboTax to answer questions related to Pro Series.  You need to direct your question to Have a question for your ProConnect

 

 

Returning Member
Apr 15, 2020 11:50:00 AM

I'm having the same problem in Turbotax Deluxe.  I live in NJ but sometimes work in NY.  My wife is a NJ teacher.  Last year we had to file NY manually because of this issue and it a little disappointing it hasn't been fixed.  Following the suggestion of selecting NY "tax-exempt" still requires manual filing.  It seems there need to be another choice "Not related to NY" or "Non-Resident & Non-NY Pension" that would allow NY to be electronically filed.

Returning Member
Jul 29, 2020 8:33:19 AM

I know this is late for this year, and I DO NOT endorse this method. But it worked for me (so far).

 

I also live/work in NJ but have NY income and the 414(h) issue.

 

I cutoff the "h" from the box in my W2 and left it as just "414". It had no tax impact, I could e-file everything successfully, and I've received my refunds. If I'm ever audited or whatever, I figure this could easily just be a "typo".

Level 2
Mar 25, 2021 11:03:56 AM

Did your return go through showing the 414H monies as taxable or non-taxable? These contributions are exempt from Federal tax but are not exempt from New York State tax; therefore, the amount must be added to your New York State tax return.

Returning Member
Mar 25, 2021 11:38:01 AM

I am not a NY resident but I had some NY income that required me to file.  The 414H related to my wife who is also not a NY resident and it had nothing to do with NY and is therefore not taxable in NY.  That happens to be my situation.  My problem was that something that had nothing to do with NY was preventing me from filing electronically.

New Member
Apr 27, 2021 10:34:48 AM

I am surprised that cutting off the H worked...what did you put into the description box? I thought NY had a problem with the description saying Other.

Expert Alumni
Apr 28, 2021 7:45:32 PM

The 414(h) is reported on your W2 in box 14. When entering the W2, you must enter that income and will be asked to select the dropdown box that matches your situation. The program then knows to carry that to your NY return to be added into income. It is not included in your federal income.

 

@abeyankee1 

 

Level 1
Mar 28, 2022 2:24:02 PM

Amy C,

My situation is slightly different. I live and work in NYS, however my wife works as a teacher in NJ. Her W2 reflects both a 414h entry and a SEC125 entry along with the corresponding dollar amounts.  Her federal wages are lower than her NJ wages, reflecting these amounts as NOT federally taxable, yet NJ taxable.  Being we live in NY, my question is which category do I select for each of these box 14 entries, NY taxable or NY tax exempt?

Expert Alumni
Mar 28, 2022 3:56:57 PM

Neither if you are asking about your wife's W-2 @app1jpk. Your wife works in NJ so these are not New York 414(h) or SEC 125 entries. Use Other (not classified).

 

Here are the 414(h) plans reportable to NY: Are public employee 414(h) contributions taxable by New York State?

 

Your wife's 414(h) and SEC 125s are added into your wife's Box 16 NJ wages as you said.

Returning Member
Apr 6, 2022 1:35:08 PM

Hi ErineSO,

 

I have the same issue: I had some income from NY in 2021 but my wife works in NJ as a teacher and had 414(h) contributions to a NJ pension plan. She did not have any NY income in 2021 and never worked in NY state.

 

I am trying to use "Other (not classified)" for 414H entry as you have suggested here. But TurboTax is showing a message that I can't efile NY taxes because of this. It is asking me to print and do a paper return.

 

Any suggestions on how I can efile in this situation?

Returning Member
Apr 6, 2022 3:23:14 PM

ErnieSO, I have the same situation.  I tried selecting the "New York IRC 414(h) NY Exempt Option" even though that didn't seem right but when I did, the program instructed me to put "Not" after 414(h) in the description field of the W-2.  I did that and now am able to file electronically.  I then when back and left the "Not" but changed the category to "Other (not classified)" which is what I think it should be and am still able to file electronically.  

Returning Member
Apr 6, 2022 6:44:55 PM

Was your return accepted by NY after this change? Please let me know since I am in the same situation.