Waiting on 1099-int on Life Insurance interest. If I don't receive it do I estimate interest received? I have a check stub that I can get interest amount & no Fed Tax?

Interest received from a life insurance company is taxable and has to be reported on your tax return. See this IRS document.

 

If you didn't receive a form 1099-INT, you should enter it as if you received a form 1099-INT.

 

In TurboTax Online, you can enter interest received by following these steps:

1. Open your tax return
2. Click on Federal in the left-hand column, then on Wages & Income 
3. Locate the section Interest and Dividends and click on the arrow on the right
4. Click Start next to Interest on 1099-INT.