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Level 2
posted Apr 11, 2025 3:23:20 PM

"Traditional IRA and Roth IRA contributions" section question with mega backdoor Roth in-plan

In Turboxtax, there's a section "Traditional IRA and Roth IRA contributions", where I am not sure whether I need to check the box for "Roth IRA" or not. I don't have any explicit Roth IRA account, but I have mega backdoor Roth in-plan conversion setup. 

 

Do I need to check the box for "Roth IRA" in this section? Or the mega backdoor Roth in-plan is for "Roth 401k" only, not for "Roth IRA", thus there's no need to check this box in Turbotax? 

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2 Replies
Expert Alumni
Apr 12, 2025 5:49:58 AM

No, you do not check Roth IRA, since you did not make direct contributions to the Roth IRA.

Level 2
Apr 12, 2025 6:13:52 AM

Thank you!