The best place to cash the check would be your own bank if you have a checking and/or savings account. there will likely be no fees.
If Cross River Bank has a branch office near you that would also be a good place to cash it.
Other options may have fees and require identification, such as:.
- Grocery Stores
- Mobile check-cashing app: Some mobile apps allow you to cash a check without a bank account. PayPal is one example and even offers instant access to your funds for a small fee.
- Third-party endorsement: You may be able to sign the check over to someone else and have them cash it for you. You will write "Pay to the order of" and include the person's name.
Retailers: Some retailers, such as Walmart, Kroger, and Safeway offer check-cashing and other money services in their stores. But they do charge a fee.
- Check-cashing stores: You can visit a local check-cashing store to cash your check. Keep in mind, though, that this option tends to be more expensive than the others.