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Level 2
posted May 27, 2020 8:21:09 AM

Teenager filing taxes

Hi, do I have to file taxes if I use peer to peer lending services. For instance, if I help a family member or friend with something and they send me money through PayPal, would I have to pay taxes on it? If so, at what earned amount of money is this action required? What would the process be like under 18 and in school still? 

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1 Best answer
Expert Alumni
May 27, 2020 8:41:39 AM

You only have to report interest earned if the loan to the family bears interest.

 

Interest is unearned income. If you have no other income and your interest income is less than $1,100 for the full year, you are not required to file a tax return.

 

Please read this TurboTax article for more information.

5 Replies
Expert Alumni
May 27, 2020 8:41:39 AM

You only have to report interest earned if the loan to the family bears interest.

 

Interest is unearned income. If you have no other income and your interest income is less than $1,100 for the full year, you are not required to file a tax return.

 

Please read this TurboTax article for more information.

Level 2
May 27, 2020 10:36:46 AM

Does money that is received as a gift for a birthday or special event count as unearned interest?

Level 15
May 27, 2020 10:55:23 AM


@Isaiah Mars wrote:

Does money that is received as a gift for a birthday or special event count as unearned interest?


Gifts received from an individual are not reported on a tax return, regardless of the gift amount.

Level 2
May 27, 2020 12:06:37 PM

Thank you!

 

Level 15
May 27, 2020 8:19:39 PM

@Isaiah Mars 

Lucky you.

Tax software is expensive.