Tax withholding does not match information entered. I entered $4190.15 and $1309.20 and software is showing total of $5229. (Should be $5449)

Actually, 1309+ 4190 = $5499.

Please check your data entry.  It looks like you may have typed in 1039 rather than 1309, as 4190 + 1039 = 5229.