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Level 1
posted Mar 4, 2022 7:35:23 AM

Tax implications for sending an interest free loan to family abroad (UAE)

Hello TT community,

 

I need to send a sizeable amount of money as an interest-free loan to my sister's family (for tuition payments) in the UAE. This amount being sent is from my earnings/savings for which I have already paid taxes over the years. I will be receiving this amount back in small amounts over the next 5-6 years or a shorter period (don't know at the moment)

1. What are the tax implications for sending this interest-free loan to my family, that too to UAE?

2. What are the tax implications when I receive this amount back over the period mentioned despite already having paid taxes on this amount in the past?

3. Are there any other implications I am missing besides the above two?

 

thanks in advance

0 1 324
1 Best answer
Expert Alumni
Mar 4, 2022 8:17:02 AM

If the loan is more than $10,000 then you will have to enter imputed interest on it on your tax return each year. The IRS publishes a list of Applicable Federal Rates (AFR) each month, so you can use that to calculate the interest.

 

Here is a link with more information:

 

Imputed interest

1 Replies
Expert Alumni
Mar 4, 2022 8:17:02 AM

If the loan is more than $10,000 then you will have to enter imputed interest on it on your tax return each year. The IRS publishes a list of Applicable Federal Rates (AFR) each month, so you can use that to calculate the interest.

 

Here is a link with more information:

 

Imputed interest