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Level 1
posted May 17, 2021 6:40:58 AM

Social Security Benefits Worksheet

I completed my 2020 taxes on Turbo Tax through USAA.  I lost my job due to covid and collected unemployment.  I am also collecting Social Security.  My manual calculation of the taxable portion of Social Security is approximately 5,000 less than was calculated by Turbo Tax.  What is the correct amount?  

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1 Best answer
Level 15
May 18, 2021 5:51:38 AM

Its not the taxable part of your unemployment...it's all of your unemployment that is used.

 

IF you print out the Social Security Benefits Worksheet , you'll see what numbers that the software uses...but I don't know what line your unemployment income is added into that form.

4 Replies
Level 15
May 17, 2021 7:18:15 AM

While a chunk of any unemployment is not included in taxable income anymore, it is still includable in your income for considering how much of your SS is taxable....did you do that?

 

https://ttlc.intuit.com/community/retirement/discussion/re-will-unemployment-compensation-exclusion-worksheet-affect-on-taxable-social-security-does-th/01/2129370/highlight/true#M143722

 

Level 1
May 18, 2021 5:01:40 AM

yes, i did.  my earned income plus my taxable portion of unemployment is only $22,000. I also made a contribution to my IRA that would reduce my gross income.  I do not understand why Turbo Tax calculated that more than $7,000 of my Social Security is taxable.

Level 15
May 18, 2021 5:51:38 AM

Its not the taxable part of your unemployment...it's all of your unemployment that is used.

 

IF you print out the Social Security Benefits Worksheet , you'll see what numbers that the software uses...but I don't know what line your unemployment income is added into that form.

Level 1
May 18, 2021 8:07:06 AM

I couldn't find the benefit worksheet in turbo tax.  I printed the worksheet from the irs and it appeared to indicate you could exclude a portion of unemployment in calculating income.  My bad.  Thank you for your help.