Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Feb 18, 2024 1:48:05 PM

Roth Conversion Confusion

This year we did a Roth conversion for my wife. When entering the information I received a couple of questions that puzzled me.

Firstly, when entering the information it continually references MY name as the IRA holder and I cannot find how to enter the conversion info for my wife's IRA. Is this because I am the primary tax filer?

Secondly, the software asks for the total value of all my traditional IRA's, excluding the Roth.

  - Why is this relevant when other IRA's are not being touched?

   - Is this just for the accounts in the name of the person doing the conversion, or husband and wife combined?

 

Thanks for any help you can offer.

0 4 569
4 Replies
Level 15
Feb 18, 2024 2:27:23 PM

Delete that 1099R and start over.  At the beginning you pick who it is for.  The total will be just for  the person, not combined.  

New Member
Feb 19, 2024 7:38:48 AM

Thanks VolvoGirl, I see now where I went wrong. 

Do you know why we would be asked to report the value of traditional IRA's now when we never needed to before? Also, why only for my wife and not for me? 

 

I appreciate the help.

Level 15
Feb 19, 2024 7:47:45 AM

If she turned 72 she has to take the RMD out before converting to the ROTH.  @dmertz 

Level 15
Feb 19, 2024 8:15:46 AM

TurboTax asks for the year-end value in traditional IRAs in case it's subsequently determined that your wife made nondeductible contributions to her traditional IRAs and Form 8606 needs to be prepared.