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Level 2
posted Apr 8, 2022 4:05:00 PM

Received 1099-R from Litigation with line 2a blank...

Received a 1099-R from TERRAZA V SAFEWAY ERISA LITIGATION QSF, Line 1: 444.96, 2a is BLANK, Line 2b: taxable amount not determined "checked", Line 3: blank, Line 4: 88.99, all other lines: blank.                    Question #1: Looks like payment came from a law firm... Would this be a Qualified or NonQualified Plan?  Question #2: Confused as to why Line 2a is blank, 2b shows: taxable amount not determined is checked, Line 4 shows taxes withheld: 88.99...  this looks messed up, won't this trigger an Audit if I report it as shown?

0 4 788
1 Best answer
Expert Alumni
Apr 9, 2022 6:48:52 AM

Whether or not it is qualified is determined by the plan on which it was based. No, enter the 1099-R exactly as it appears. If the payer doesn't know for a fact whether or not it is taxable, it is filed in this way. You won't be audited because of it. It will be taxable unless you have paperwork showing why it wouldn't be.

4 Replies
Expert Alumni
Apr 9, 2022 6:48:52 AM

Whether or not it is qualified is determined by the plan on which it was based. No, enter the 1099-R exactly as it appears. If the payer doesn't know for a fact whether or not it is taxable, it is filed in this way. You won't be audited because of it. It will be taxable unless you have paperwork showing why it wouldn't be.

Level 2
Apr 9, 2022 11:59:57 AM

Thank you very much for your response.  The plan from which it was based is a "Qualified" plan.  I will enter the info exactly as shown on the 1099-R.  Thanks again.

Level 15
Apr 10, 2022 8:00:37 AM

1.  "ERISA" indicates that this is a distribution from a qualified retirement plan, presumably Safeway's plan in this case.

 

2.  If you had no after-tax basis in the plan (due to after-tax contributions or loan repayments after defaulting, for example), the entire amount is taxable, which is usually the case.

Level 2
Apr 11, 2022 10:53:53 AM

Thank you for your input.  Much appreciated.