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Level 4
posted Oct 30, 2024 9:47:06 AM

real estate capital gains and 1031 exchange

In 2017, I bought a plot of land for $60,000. In 2025, if I sell it for eg $360,000. This implies a capital gain of $300,000??? I am thinking of using 1031 exchange. Can I keep this initial capital of $60,000 and not be part of the 1031 exchange to get another property ? Will this $60,000 be taxable?

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2 Best answers
Level 15
Oct 30, 2024 9:54:20 AM

Employee Tax Expert
Oct 30, 2024 10:05:39 AM

To fully defer the gain you must reinvest all of the sales proceeds. 1031 Exchange: How it Works - TurboTax Tax Tips & Videos

 

You cannot designate specific dollars out of the sales proceeds as being your basis. If you take out $60,000 from the sales proceeds, this will be treated as not deferring $60,000 of gain and will be taxable. 

4 Replies
Level 15
Oct 30, 2024 9:54:20 AM

Employee Tax Expert
Oct 30, 2024 10:05:39 AM

To fully defer the gain you must reinvest all of the sales proceeds. 1031 Exchange: How it Works - TurboTax Tax Tips & Videos

 

You cannot designate specific dollars out of the sales proceeds as being your basis. If you take out $60,000 from the sales proceeds, this will be treated as not deferring $60,000 of gain and will be taxable. 

Level 4
Oct 30, 2024 1:47:06 PM

@NateTheGrEAt 

 

Thanks for the reply and article!

 

New Member
Feb 5, 2025 5:24:58 PM

This is such a miserable process...I decided to make a youtube video after spending ~3 hours with two separate turbotax experts on the phone.

https://youtu.be/8c1TJpmParg