On insolvency worksheet under for liabilities and credit card debt, does that include my debt now plus the discharged debt amount I received on my 1099c

You should include the amount of liabilities and credit card debt you had immediately before the debt cancellation, which would include the amount on your Form 1099-C.

For more information, please see Publication 4681 (2023), Canceled Debts, Foreclosures, Repossessions, and Abandonments