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New Member
posted Mar 13, 2025 2:07:56 PM

My mortgage interest deduction is not being properly calculated from my taxes owed. It's $28,400 and I'm in a 35% bracket yet taxes only dropped by $3300. Any ideas?

That's just a 12% deduction and should be more like $7000. Not sure why it's not properly reflected in tax owed tally.

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1 Replies
Level 15
Mar 13, 2025 2:14:43 PM

Was it using itemized deductions before you entered the interest?  Or the Standard Deduction?  If it was using the Standard Deduction and it put you over the Standard Deduction you only get the benefit of the amount that put you over.