My income is being added up incorrectly. You say $38,000 but the two income items add to about $60,000. I *wish* my refund were so high but I highly doubt it.

You have to tell us the line #s.  What line shows 38,000?  Before filing,  You can preview the 1040 or print the whole return

https://ttlc.intuit.com/community/accessing/help/how-do-i-preview-my-turbotax-online-return-before-filing/00/26160

If it is the "refund" that is too high.

Go back and Edit each tax form you have entered.  You probably misplaced a decimal point, or double-keyed a number on one of the Federal withholding boxes.

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IF not that, and if you paid any quarterly estimated taxes, you could have missed a decimal point in one of those entries....and you'd need to edit those to check those entries

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Thanks. Looking at the return and comparing to last year's convinced me that all is well. I made way less than last year so now I'm simply have too much withholding on the money I get from an annuity.