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Level 2
posted Feb 26, 2024 2:53:13 PM

Must I include form 1099-R with my taxes if Box 7 reads "W"

Our insurance company issued us a 1099-R because a portion of the total premium paid for the Long Term Rider.
On the 1099-R, Box 1 has a dollar amount listed as a gross distribution. Box 7 has a "W."
The insurance company communicated that "W" means that we don't have to report the dollar amount (listed on 1099-R Box 1) on our tax return. 
Is this accurate?
Or should we input this 1099-R into our taxes?

 

Thanks!

 

0 1 234
1 Best answer
Expert Alumni
Feb 26, 2024 2:58:33 PM

Code W in box 7of form 1099-R means Charges/payments for purchasing qualified long-term care insurance contracts under combined arrangements

 

Your insurance company is correct.  You don't need to report this form 1099-R on your tax return.

1 Replies
Expert Alumni
Feb 26, 2024 2:58:33 PM

Code W in box 7of form 1099-R means Charges/payments for purchasing qualified long-term care insurance contracts under combined arrangements

 

Your insurance company is correct.  You don't need to report this form 1099-R on your tax return.