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Level 2
posted Feb 20, 2021 9:45:43 AM

MFS Roth conversion

My husband and I file separately in Texas, a community property state. I converted a traditional IRA I had from before we were married and have not added to, to a Roth IRA this past year. Is that IRA conversion considered community income and should be on his return?  Just the growth since we were married?  Thank you!

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1 Best answer
Expert Alumni
Feb 20, 2021 7:33:34 PM

If there were no contributions after you were married, it is separate property so it would be separate income.  You would not have to divide it on the separate returns. 

1 Replies
Expert Alumni
Feb 20, 2021 7:33:34 PM

If there were no contributions after you were married, it is separate property so it would be separate income.  You would not have to divide it on the separate returns.