What is "it" that says the tax refund can't be deposited? TurboTax? The IRS? The bank?
Did you get the refund by direct deposit or as a check?
What exactly did "it" say? Did it give a reason that the refund can't be deposited in your husband's account?
If it was a direct deposit, and the bank has already rejected it, it's too late to do anything about it. The IRS will mail a check to the address on your tax return. The check will be payable to both of you.