I retired from freelance work this year and have no income other than about $2700 from an early 2022 project. But I'll have about $30K in capital gains for 2022 on accounts I hold solely in my name.
My spouse has a six figure income.
Can I file separately to reduce my capital gains tax?
And given a similar income situation for 2023, could I do a ROTH conversion next year while filing separately, to reduce my capital gains tax?