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Returning Member
posted Mar 13, 2025 9:32:27 PM

Line 5a on 1040-Pensions and annuities

I hope I'm wrong about this but here goes.

 

I'm on the 'Your Income Summary 2024' page.

 

In the 'Retirement plans and social security' section.

 

The 2023 column shows $3,126 while the 2024 column shows $56,067.

 

When I expand (clicking update) the 401k line it shows my 1099-R entries.  They add up to the $56,067.

 

When I go to the print center and view my 1040, line 5a (pensions and annuities), line 5b (taxable pensions and annuities) shows $3,126.  Strange that it would be the exact amount from the previous year.

 

Is this an error?

 

Thank you.

0 4 5619
4 Replies
Level 15
Mar 13, 2025 10:43:40 PM

the same amounts as the prior year on 1 and 2a  would be likely if the payment is in the form of an annuity.

 

on the actual 1099-Rs does 2a total to the $3K+. if so that portion of your return is correct. 

Returning Member
Mar 13, 2025 11:08:28 PM

Last year I had 1 1099R.  Box 2a totaled $3,125.76.

 

This year I have 3 1099Rs.  Box 2a totals $56,066.61.  They are as follows:

3125.76: distribution from a pension fund (not an IRA)

25,000: conversion from an IRA rollover account to a ROTH IRA

27,940.85: distribution from an IRA annuity

 

There are a couple of differences I noticed in the 1099Rs.

 

The 1099R for 3125.76 has box 2b (taxable amount not determined) and box 'IRA/SEP/SIMPLE' unchecked.  The other two have both boxes checked.

 

Thanks

Returning Member
Mar 15, 2025 10:16:05 AM

Ok.  I think I finally figured it out.  Line 4 are 1099Rs that use 401K/IRA funds (the first two on the list).  While line 5 are 1099Rs that do not use 401K/IRA funds (the third on the list).  What got me a little confused was the term annuities appears on line 5 and was NOT qualified with something like (non IRA).

 

Thanks for your help.

 

Returning Member
Mar 15, 2025 10:19:17 AM

Oops.  Little confusion on my part in identifying the 1099Rs.  The first one is the non-IRA 1099R (line 5) and the second and third ones are the IRA 1099Rs (line 4).