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Level 3
posted Apr 12, 2021 9:16:25 PM

K-1 At Risk option

I have a headache entering K-1 information in TurboTax.

 

Describe the Partnership: shall I check the option "All of my investment in this activities is at risk."? Without checking the option, the income loss cannot offset capital gains. 

 

 

1 3 10060
1 Best answer
Level 9
Apr 13, 2021 4:32:02 AM

When you first invest in a partnership your investment is "at risk":  if the partnership went out of business, you'd lose your investment.  But over time, the partnership will return money to you (distributions) or it will give you deductions on your taxes (losses that you'll eventually claim).  Each of those events reduces the money you have at risk.  So if you started by investing $100, and over the years the partnership has returned $101, you'd no longer be able to check the "Investment at risk" box.  At that point, the tax treatment for losses changes.  Until then, you keep checking it.

3 Replies
Level 15
Apr 13, 2021 1:32:12 AM
Level 9
Apr 13, 2021 4:32:02 AM

When you first invest in a partnership your investment is "at risk":  if the partnership went out of business, you'd lose your investment.  But over time, the partnership will return money to you (distributions) or it will give you deductions on your taxes (losses that you'll eventually claim).  Each of those events reduces the money you have at risk.  So if you started by investing $100, and over the years the partnership has returned $101, you'd no longer be able to check the "Investment at risk" box.  At that point, the tax treatment for losses changes.  Until then, you keep checking it.

Level 3
Apr 13, 2021 8:49:44 AM

Thank you for sharing the working sheet. I purchased this Oil Fund like other stocks but surprisingly found it much more sophisticated than expected.  I ended up exiting the position at a loss in 2020. Now I need to deal with the complexity of 1099-B and K-1.