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posted Feb 16, 2025 10:41:04 AM

Joint ownership of Timeshare

We purchased a Timeshare last year and have joint ownership - and file separately. 

Can I take the deduction for maintenance fees, interest, and property taxes since I pay all of the fees?

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1 Replies
Expert Alumni
Feb 16, 2025 1:58:04 PM

Yes, you can take the deduction. In general, the person paying the expense gets the deduction.

 

You can deduct interest on a timeshare if it is deeded and recorded in public records and it meets all the requirements for deducting mortgage interest.


Mortgage interest can only be claimed on a maximum of two homes (main home and a second home). If you have mortgages on two homes and a timeshare, you won’t be able to deduct the mortgage interest on one of those properties.


Click here for additional information on timeshares and mortgage deductions.