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Level 3
posted Jul 19, 2023 10:29:40 PM

Is capital gain part of AGI?

I got $178K long term capital gain (LTCG) in 2023.  I got $66K short term capital loss carry forward from 2022.   I expected $40K from retirement income and dividends in 2023.

 

Having above and nothing more from tax activities perspectives, what's my AGI for 2023?  What rate would I be taxed on for my LTCG?  Since AGI affects my medicare premium, it's crucial for me to know ahead of time what my AGI looks like.  

 

Thank you,

Maureen

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1 Best answer
Level 15
Jul 19, 2023 11:29:59 PM

agi based on what you provided

LTCG         +178

STCLCO       -66

OTHER      +  40

AGI               152

 

can't give you an estimate of your tax without knowing your filing status and whether you itemize or take the standard deduction. and if you itemize what do you estimate it to be for 2023. the amount of qualified dividends also matters because that's taxed like LTCG.  other factors could affect your taxes.

here's a link to one 2023 tax estimator. there are others available on the web.

 

some of you net LTCG and Qualified dividends will be taxed at 15% some at 0%. so you can do your own calculations.

 

https://www.efile.com/estimate-taxes-refund-and-calculate-your-2023-return/ 

2 Replies
Level 15
Jul 19, 2023 11:29:59 PM

agi based on what you provided

LTCG         +178

STCLCO       -66

OTHER      +  40

AGI               152

 

can't give you an estimate of your tax without knowing your filing status and whether you itemize or take the standard deduction. and if you itemize what do you estimate it to be for 2023. the amount of qualified dividends also matters because that's taxed like LTCG.  other factors could affect your taxes.

here's a link to one 2023 tax estimator. there are others available on the web.

 

some of you net LTCG and Qualified dividends will be taxed at 15% some at 0%. so you can do your own calculations.

 

https://www.efile.com/estimate-taxes-refund-and-calculate-your-2023-return/ 

Level 3
Jul 20, 2023 12:53:18 AM

Perfect.  Got it.  Thank you for a quick reply.  It helped.