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New Member
posted Jun 1, 2019 12:55:03 AM

If i'm not getting a refund, and I don't owe, do I need to file?

0 6 4037
6 Replies
New Member
Jun 1, 2019 12:55:04 AM

Yes, you still need to file a Return even if your not getting a Refund or owe any Taxes


The IRS has restrictive guidelines for determining who needs to file, which means even if you don't owe, you may still have to submit a tax return.

It's very common to feel like you shouldn't need to file a return if you don't owe any tax. However, owing tax and having a filing requirement are two separate situations in the IRS' eyes. The IRS has restrictive guidelines for determining who needs to file, which means even if you don't owe, you may still have to submit a return. These restrictions are based on the amount and type of income you receive, the standard deduction amount for your filing status, and if not claimed as a dependent – the exemption amount for the year.


New Member
Apr 15, 2020 9:39:24 AM

Does it matter if I am 70 years old and on Social Security and my husband is on Disability Social Security

Expert Alumni
Apr 16, 2020 9:52:24 AM

If your only income is Social Security and Disability Social Security, you are not required to file a tax return. 

 

Your Social Security and Disability Social Security are not taxable income.

 

@Janes-Aaron

New Member
Jan 5, 2023 9:12:01 AM

I am retired and married filing separately as I have not lived with my spouse in 2022.  My only income is Social Security monthly payments.  Do I need to file tax returns

Level 15
Jan 5, 2023 9:15:18 AM


@scott0403 wrote:

I am retired and married filing separately as I have not lived with my spouse in 2022.  My only income is Social Security monthly payments.  Do I need to file tax returns


If the Social Security benefits are your only income you do not need to file a 2022 tax return, assuming that your spouse will not be filing as Married Filing Jointly.

Level 15
Jan 5, 2023 9:40:27 AM

If the Social Security benefits  is your ( and your spouse’s if married) only income then  there is no need for you to file a  tax return UNLESS one or more of these apply :

 

  • You had federal/state taxes withheld that can be refunded
  • You received advance premium tax credit for health insurance from the ACA Marketplace (aka "Obamacare") 
  • You took money out of Health Savings Account (HSA) or Medical Savings Account (MSA).
  • You are married filing a separate return from your spouse and you lived together during the tax year OR   you are filing a joint return and the spouse has income other than SS benefits.