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Level 2
posted Feb 12, 2022 11:31:15 AM

If I’m currently on an auto loan, does my Tesla Model 3 qualify as leased or owned?

I have been driving a Tesla Model 3 for Uber and Lyft all year in 2021, and I’m currently making monthly car loan payments to TD Auto Finance. My final car loan payment is around the end of 2025.

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1 Best answer
Expert Alumni
Feb 12, 2022 11:40:48 AM

No, making loan payments is not the same as having a lease. A car lease allows you to drive a vehicle from a dealership for an agreed-upon amount of time and miles, and pay for its usage rather than for the full purchase price of the vehicle.

2 Replies
Expert Alumni
Feb 12, 2022 11:40:48 AM

No, making loan payments is not the same as having a lease. A car lease allows you to drive a vehicle from a dealership for an agreed-upon amount of time and miles, and pay for its usage rather than for the full purchase price of the vehicle.

Level 2
Feb 12, 2022 11:59:38 AM

Thank you. I was just checking with you, and I appreciate your response