Solved: If I am not a dependent but I'm under my parent's insurance plan through an employer sponsored coverage, what tax forms do I need (e.g., 1095a, 1095b, 1095c)?

Expert Alumni

Jun 4, 2019 1:50:45 PM

It depends For the tax return, you will not need any forms. Since the insurance was provided through work and not through the Marketplace, you will only need to answer that you did have insurance and that it was not through the Marketplace. You will not need any additional information for the program and you will not be penalized.

Your parents should have received a 1095-C form. It would not be bad if they provided you with a copy of this showing you had coverage on their plan for your personal records.

New Member

Jul 5, 2020 3:45:00 PM

Hi my kid is trying to do her taxes using turbo tax, and it keeps asking her for 1095-a. She is a dependent on our 1095-b. We did not get a 1095-c from the insurance company. What should she do?

Level 15

Jul 5, 2020 3:48:13 PM

She should not be entering anything for health ins at all. She should try to skip or delete that section.

New Member

Apr 19, 2022 5:10:45 AM

How do I get a tax form 1094B or a 1095B not sure why I need this

New Member

Apr 19, 2022 5:11:58 AM

How do I get the 1094B or 1095B former not sure why I need this I have no children at home I have no dependent

Expert Alumni

Apr 19, 2022 5:28:22 AM

Form 1095-B is a tax form that reports the type of health insurance coverage you have, any dependents(if any) covered by your insurance policy, and the period of coverage for the prior year.

You do not need 1095-B form to file taxes. It is for your records.

New Member

Apr 12, 2023 9:10:36 AM

If my child is not a dependent, but on my marketplace insurance, what does she need to file? Her return was rejected for not having form 8962

Expert Alumni

Apr 12, 2023 9:37:33 AM

If she is on your Form 1095-A, but aren't filing as your dependent, select her situation below for instructions.

I'm on parents' health plan, but not on their tax return, and I got my own 1095-A

I'm on my parents' health plan, but not on their tax return; I didn't get a 1095-A; and there are amounts in column C on my parents' form

I'm on parents' health plan, but not on their tax return; I didn't get a 1095-A; and there are no amounts in column C of my parents' form

I'm on parents' health plan, but not on their tax return; I didn't get a 1095-A; and there are no amounts in column B or C of my parents' form

For more information check: I'm on my parents' 1095-A form. What do I do on my return?

Why sign in to the Community?

If I am not a dependent but I'm under my parent's insurance plan through an employer sponsored coverage, what tax forms do I need (e.g., 1095a, 1095b, 1095c)?

I'm on parents' health plan, but not on their tax return, and I got my own 1095-A

I'm on my parents' health plan, but not on their tax return; I didn't get a 1095-A; and there are amounts in column C on my parents' form

I'm on parents' health plan, but not on their tax return; I didn't get a 1095-A; and there are no amounts in column C of my parents' form

I'm on parents' health plan, but not on their tax return; I didn't get a 1095-A; and there are no amounts in column B or C of my parents' form