I owe $3,770.00 for my 2019 Tax return. How can I set up a payment plan because I don't have the funds?

Please see this link, Payment plan options

If you cannot pay by April 15, you have options. All plans will charge penalties and interest.

• If you want to mail them a check each month, it costs $149 to set up a payment plan.
• If they direct debit the money each month, it costs only $31 to set up a payment plan.
• If you can pay by August 15, you can set up a short term loan for free.

Here is the IRS ways to pay page for all methods of payment.