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Returning Member
posted Feb 26, 2025 12:42:34 PM

I have both partially taxable and fully taxable non-IRA distributions that are entered on Form 1040, Line 5. How do I make an adjustment to Line 5a amounts to comply with the IRS instruction that fully-taxable amounts should be omitted from Line 5a?

I have both partially taxable and fully taxable non-IRA distributions that are entered on Form 1040, Line 5.  How do I make an adjustment to comply with the IRS instruction that the distribution that are fully taxable should be omitted from Line 5a?

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2 Replies
Expert Alumni
Feb 26, 2025 1:14:05 PM

To be honest, the IRS instructions for those lines are so arcane, it's hard to tell if you did it right or wrong.

 

If the entry in line 5b is correct, I would not worry about line 5a. I don't think the IRS does. Seriously.

Returning Member
Feb 26, 2025 3:49:12 PM

Thanks for the reply.  I asked the question because without some adjustment the fully-taxable amounts do transfer to Line 5a.  To exclude them I created a dummy 1099-R with a negative number in Box 1 equal to the sum of the fully-taxable amounts in my 1099-Rs, and linked the dummy 1099 to Line 5a.  It worked, and I too suspected that the IRS wouldn't care, as the 1040 is correct. I asked the question in case there was a more elegant way to make the adjustment baked into TurboTax.

 

However, it would be nice if next year TurboTax would have the more elegant solution.  Again, thanks.