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Level 5
posted Feb 27, 2023 1:38:12 PM

I have a family Member on SSDI Disability, who doesn't have to file. However they got a mortgage interest form, should they file?

I have a family Member on SSDI Disability, who doesn't have to file. However they got a mortgage interest form, should they file?

 

Should they file taxes if they are not usually required to? their only income is SSDI disability income. And they have a small old house (value about 90k) where they get a mortgage interest statement.

 

Would there be any need or benefit for them to file? 

 

Thanks!

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2 Replies
Level 15
Feb 27, 2023 1:40:46 PM

If they are only receiving SS benefits, then their tax liability is zero.  There would be no point in reporting the mortgage interest and property taxes paid since it would not affect their tax return in any way.

Level 15
Feb 27, 2023 1:41:59 PM

They don’t have to file but some like to file anyway in case some sort of stimulus payment in the future is based on their filing.