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New Member
posted Jun 3, 2019 5:05:34 PM

I had insurance through the Massachusetts Health Connector in Jan and Feb 2016, but subsequently got a job and had health insurance through my employer from Mar 2016 through the rest of 2016, so what is the correct answer here, since I was covered by Mass

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1 Best answer
Expert Alumni
Jun 3, 2019 5:05:45 PM

In the first screen of the Health Insurance tab, indicate that you had health insurance all year. For the uncommon plan question, say "Yes" because of those 2 months. The point of this question is really "do you have a 1095-A?". On the following screens, you will then be prompted to enter the 1095-A. Enter it exactly as it appears.

You don't type in any tax forms for the portion of the year that you had work/ private insurance (not on the federal return, at least). You indicated that you had coverage all year, so that's all that's needed for March-December.

The reason you type in the 1095-A has to do with the Premium Tax Credit and any possible repayment or additional tax credit for those 2 months (or possibly just the 1 month, in your case). If you didn't have this 1095-A, you would have said No to the question and would be completely done with this section.

6 Replies
Expert Alumni
Jun 3, 2019 5:05:35 PM

Please confirm what question you are asking about, specifically. Also, did you get a 1095A from Health Connector plan?

New Member
Jun 3, 2019 5:05:37 PM

Sorry, I thought you could see the screen/question. But it's asking whether I received Insurance from any of the following, then lists "Federal Marketplace, Obamacare, Mass Health Connector, etc. etc.". I forget exact wording, but simply asking if I had insurance under essentially any Obamacare-related program. But the question is binary (aka, either yes, or no) and does not allow for answering that I both had private insurance through my employer (help bubble says select "No" if had insurance through employer). And yes, I did receive a form 1095-A "Health Insurance Marketplace Statement" for 2016, detailing an advanced payment of premium tax credit for January 2016 only.

Expert Alumni
Jun 3, 2019 5:05:38 PM

No problem- a lot of people don't realize we can't see their returns:-)

New Member
Jun 3, 2019 5:05:40 PM

Got it, thank you! The answer you provided re: selecting "yes" & entering form 1095-A answers it for me. Thanks again

Expert Alumni
Jun 3, 2019 5:05:41 PM

You're welcome!

Expert Alumni
Jun 3, 2019 5:05:45 PM

In the first screen of the Health Insurance tab, indicate that you had health insurance all year. For the uncommon plan question, say "Yes" because of those 2 months. The point of this question is really "do you have a 1095-A?". On the following screens, you will then be prompted to enter the 1095-A. Enter it exactly as it appears.

You don't type in any tax forms for the portion of the year that you had work/ private insurance (not on the federal return, at least). You indicated that you had coverage all year, so that's all that's needed for March-December.

The reason you type in the 1095-A has to do with the Premium Tax Credit and any possible repayment or additional tax credit for those 2 months (or possibly just the 1 month, in your case). If you didn't have this 1095-A, you would have said No to the question and would be completely done with this section.