Did you choose to pay the $39 from your federal refund instead of paying with a credit or debit card before you filed? You agreed to an EXTRA $40 "refund processing fee" to allow a third party bank to receive your refund from the IRS, take out the $39 you owe TurboTax, and send the rest of the refund to you.
Did you already e-file? If so, it is too late to avoid that fee. If you did not file......you can still remove it and pay upfront.
REMOVE REFUND PROCESSING FEE
https://ttlc.intuit.com/questions/1900517-how-do-i-remove-refund-processing-fees-in-turbotax-online-and-change-my-payment-method