[Edited]
Form 1099 HC is needed to complete your Massachusetts state tax return. You can complete your Massachusetts tax return without one, but you will not be able to e-file that return. You should contact your insurance provider to get a copy of the 1099 HC form before you file your return.
Form 1095 C is an informational document for your federal tax return. There is no specific information from the 1095 C that must be entered into Turbo Tax. You should keep it with your tax papers as it is evidence that you had health insurance.
To complete your Massachusetts state tax return:
• Select the State taxes tab and go through the State interview process
• On the screen, Let's Go Over Your Health Insurance Information, select Continue
• When you come to the interview question When did you have minimum creditable coverage (MCC)? you will select the appropriate option which applies to your Health Insurance coverage
• When you come to the interview question What type of health insurance did you have in 2016? you will be prompted to select either option I had private insurance (including Connector Care) or I had something else
• In your Massachusetts return, enter the insurance company name and your subscriber number, but leave the FID blank. When asked if you received a 1099-HC, answer "No". You will see an error message during the state review. This error will not allow you to e-file, in which case you'll need to print and mail your MA tax return.
To complete the Federal Health Insurance questions:
• If you were covered all year, you will indicate that "I had health insurance coverage all year."
• Because you had insurance through your employer, you will indicate no to " Was anyone enrolled in any of these less common plans in 2016?" You do not need to enter any additional information for the policies that you had through work.
how do i request MA Form 1099HC? is it available online?
I work in NY and have insurance through my employer although my legal residence is MA. I have not received a 1099HC although I did get a 1095C. Do all states require a 1099HC
[Edited]
Form 1099 HC is needed to complete your Massachusetts state tax return. You can complete your Massachusetts tax return without one, but you will not be able to e-file that return. You should contact your insurance provider to get a copy of the 1099 HC form before you file your return.
Form 1095 C is an informational document for your federal tax return. There is no specific information from the 1095 C that must be entered into Turbo Tax. You should keep it with your tax papers as it is evidence that you had health insurance.
To complete your Massachusetts state tax return:
• Select the State taxes tab and go through the State interview process
• On the screen, Let's Go Over Your Health Insurance Information, select Continue
• When you come to the interview question When did you have minimum creditable coverage (MCC)? you will select the appropriate option which applies to your Health Insurance coverage
• When you come to the interview question What type of health insurance did you have in 2016? you will be prompted to select either option I had private insurance (including Connector Care) or I had something else
• In your Massachusetts return, enter the insurance company name and your subscriber number, but leave the FID blank. When asked if you received a 1099-HC, answer "No". You will see an error message during the state review. This error will not allow you to e-file, in which case you'll need to print and mail your MA tax return.
To complete the Federal Health Insurance questions:
• If you were covered all year, you will indicate that "I had health insurance coverage all year."
• Because you had insurance through your employer, you will indicate no to " Was anyone enrolled in any of these less common plans in 2016?" You do not need to enter any additional information for the policies that you had through work.
The Federal form accepts the above answers but the MA State form does not. The MA form ONLY accepts an 1099-HC.
I am also having an issue with the state of Massachusetts with regard to this problem and I mailed my state tax return. I am retired from the federal government. I contacted the Office of Personnel Management and was told that OPM (Federal Government) does not issue 1099-Cs and the states are supposed to recognize that fact. MA State DOR tells me they don't accept the Feds 1095-C. Oh the conundrum. I've now been charged the penalty for my wife and I so I'll have to deal with the state on that.
My recommendation to Turbo Tax is to pursue/ask/prompt/add the question when filing the MA state tax returns if the filer had health insurance through the Federal Government. If yes, then a comment about the filer having health care coverage thru the Federal Government should be stated.
I'd like to know if Turbo Tax will pursue this or some other solution for their customers. Having to mail a return because of this is not the right answer.
Respectfully,
Dave
I am a recently retired postal worker who did not receive form 1099HC. Blue Cross Blue Shield only sends 1095B or you receive 1095B. You cannot get the 1099HC form. Neither Turbo Tax, Blue Cross or the Mass. department of revenue can remedy this if you want to E file. So do not use Turbo Tax in Mass. if you want E-file. Mass. says they want you to file electronicaly but the employees are stumped when you bring this to their attention. Retired postal workers are guaranteed health insurance so if the point of the form is prove you have year long insurance why demand a form that cannot be produced ? So again DO NOT use turbo tax for your mass state return if you want to E-file.
When you call blue cross they tell you there is no federal I.D. number for the 1095 B.When you call mass dept of revenue they tell you there is , and that they don’t know anything about turbotax filing. Turbo tax and Mass. DOR have issues with OPM as well. Nothing is posted about this and Turbo tax customer service goes right to turbo tax live.
The 1095-B does not need to be entered on your return. Only Form 1095-A for insurance purchased through the marketplace needs to be entered. The Form 1095-B is for your records only.
I was finally able to file my Mass. state return electronically. There was an issue with the 1099 HC
which federal workers do not get. Also there was an issue with OPM. It has not been accepted however and I am still waiting. Turbo tax should explain these exceptions before you try and file
in massachusetts.
The 1099-HC form is a Massachusetts tax document which provides proof of health insurance coverage for Massachusetts residents. Every Commonwealth of Massachusetts resident who has health insurance will receive a 1099-HC form. This form is provided by your health insurance carrier. To download an electronic copy of your Form 1099-HC, you may sign into your medical insurance carrier’s online account, or contact their member services at the number on your ID card for more information.
To complete your Massachusetts state tax return:
• Select the State taxes tab and go through the State interview process
• On the screen, Let's Go Over Your Health Insurance Information, select Continue
• When you come to the interview question When did you have minimum creditable coverage (MCC)? you will select the appropriate option which applies to your Health Insurance coverage
• When you come to the interview question What type of health insurance did you have in 2019? you will be prompted to select either option I had private insurance (including Connector Care) or I had something else
• In your Massachusetts return, enter the insurance company name and your subscriber number, but leave the FID blank. When asked if you received a 1099-HC, answer "No" if you do not have the form. You will see an error message during the state review. This error will not allow you to e-file, in which case you'll need to print and mail your MA tax return.
I did not receive a Massachusetts Form 1099-HC only a 1095-B. How do I fill out the Health Insurance Worksheet?
Please help!
Turbotax, Please help!!!
If you did not receive a 1099-HC, you can find out by asking your health insurance provider or reading the details of your plan on the Internet. Most Massachusetts-licensed health insurance plans and government-sponsored plans meet MCC.
Minimum creditable coverage (MCC) is the level of health insurance Massachusetts requires for full-year and some part-year adult residents.
Some examples of health insurance plans below automatically meet Massachusetts' health insurance standards are:
- Medicare Part A or B
- Any Qualified Health Plan purchased through the Massachusetts Health Connector or directly through a carrier, including catastrophic plans
- MassHealth (including temporary coverage)
- A Student Health Insurance Plan (SHIP) offered in Massachusetts or another state
- Eligibility for services through a tribal organization or the Indian Health Service
- TRICARE
- The U.S. Veterans Administration Health System
- A health insurance plan offered by the federal government to federal employees or retirees
- Health Arrangement provided by an established religious organization
- Peace Corps, VISTA or AmeriCorps or National Civilian Community Corps coverage
The 2021 minimum creditable standards include all of the following for most plans:
- Coverage for a comprehensive set of services (for example: doctor visits, hospital admissions, day surgery, emergency services, mental health and substance abuse, and prescription drug coverage)
- Doctor visits for preventive care, without a deductible
- A cap on annual deductibles of $2,700 for an individual and $5,400 for a family
- For plans with up-front deductibles or co-insurance on core services, an annual maximum on out-of-pocket spending of no more than $8,550 for an individual and $17,100 for a family
- No caps on total benefits for a particular illness or for a single year
- No policy that covers only a fixed dollar amount per day or stay in the hospital, with the patient responsible for all other charges
- For policies that have a separate prescription drug deductible, it cannot exceed $330 for an individual or $660 for a family
- All services must be provided to all of those covered (for example, a plan that covers dependents must extend maternity services to them)
- No cap on prescription drug benefits
If your plan meets the above qualifications, then you meet Minimum creditable coverage (MCC) and will not be subject to a penalty. As you are going through your state return, mark off that you have met minimum creditable coverage.
Hello about the 1099HC if the employee lives and works in Maryland, but has a dependent living and filing taxes in MA does that dependent need a 1099HC? The employer doesn't provide this form.
Thanks.
JEFF
No, that dependent does not need a MA Form 1099HC. The instructions for Line 4 are to enter the information about the insurance program of it is Private Insurance or Other Program. Schedule HC should be included with the state return. The health insurance is listed on this form on line 4f.
Here is Schedule HC. The second page says that if you had health insurance, you are not subject to a penalty.
Here we are doing our 2021 taxes, and I made it work last year, but this year I cannot get to the point where I can e-file my Mass taxes, (but I did last year!) . I will not be using Turbo Tax if this continues. My Tufts Medicare Advantage has a message when you call that says they do not mail out HC-1099, and you should consult a Tax Professional for advice-you have to be kidding!
Shame on Turbo Tax for not fixing this!
I agree with Dave. Turbotax has wasted a lot of my time not letting me override that data. My state Provider does not issue 1099-HC or any form. If you are retired, just click on the Medicare box and the problem goes away. Turbo tax needs to refine the dialog "If you are retired (hint: claiming SS income?)and not on an employee health plan just click the medicare box."
BTW, There are helpful people on the turbotax Facebook page who will answer questions. (That's how I got this answer).
I did what you said but could not get out of the loop. The day I sent in my paper tax return, I received a pamphlet from Tufts Medicare Advantage, telling me what to do, but it was too late, and I don't think there was anything I didn't try anyway.
I can't understand why all these suggestions are coming 2 weeks before the tax deadline. I usually do my taxes in February, but I was late this year.
If you live in Massachusetts You don't get the 1099-HC if you are on a government subsidized health plan (eg Medicare) so you can get out of the loop by simply checking that box and removing any other info (like supplemental plans)
This answer of not e-filing Massachusetts is UNSATISFACTORY. Turbo Tax MUST fix this problem. I have been using Turbo Tax since 1997 (MS-DOS) but this will be the final year. Another new bug this year is when importing financial data. I have two Fidelity accounts and the program didn't let me got to the second account to login. I had to re-boot the computer so that I could get to the login screen for the second account. This had never happened in the past.
You can still efile your tax return provided you have health coverage that meets the MCC guidelines. As @LenaH says above you just need to make sure your plan meets the guidelines and then you can answer the questions as though you had received a 1099HC.
Turbo Tax Massachusetts will not complete without the Federal ID number of the Health Insurance company from Massachusetts Form 1099-HC, which I do not have. What number should be used here if I only have a 1095-B? See Turbo Tax Massachusetts Schedule HC lines 4.f and 4.g (for spouse).
The EIN for most large insurance carriers is available by google search. Just search '(insurance carrier name) ein'.